Post Reform Period: Institutional Credit And Rural Poor

Submitted by admin on Thu, 08/19/2010 - 11:53

By Dr. Amrit Patel

One of the objectives of the rural credit policy has been to minimize the dependence of rural poor on non-institutional sources of credit. The study of Basic Statistical Returns, 2005; Census data, 2001 and the Debt and Investment Survey during 1992 and 2003, however, exhibited a dismal performance of rural credit institutions, their policy and implementation.

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Is There a Microfinance Bubble in South India?

Submitted by admin on Thu, 08/12/2010 - 11:23

By, Daniel Rozas , Microfinance Consultant

By most standards, microfinance is a young sector, and in many countries it can be said to still be in its infancy. Yet its continuing spectacular growth, especially in India, should give one pause – every time promoters celebrate another multi-million-client threshold, I wonder – how many more such thresholds are left? How do we know when we’ve arrived?

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